Subscription Auditor
Devi theme name · Kali

Tracker.

“Three subscriptions haven't been opened in six months. ₹2,170 a year. Keep them?”

Tracker looks at every recurring subscription the user has ever agreed to — streaming, apps, gyms, newsletters, box services, cloud storage, dating apps, loyalty programs — and asks a single question about each: has it been used in the last 60 days. She has cancelled 1,847 dead subscriptions this month across the user base; each cancellation was proposed, confirmed by the user, and logged. She does not cancel without consent.

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Illustrative metric · this fiscal year
Cancelled 1,847 dead subscriptions this month.
Peak hours
21:30
Status
Pre-launch
Greatest hits · Tracker's last six months

The work, illustrated.

Three illustrative cases. Examples of the work, not live data. Each is the kind of decision Tracker closes on a typical week.

  1. Case 01
    April 2026

    Three streaming subscriptions hadn't been opened in six months. Tracker proposed cancellation and waited for user confirmation (never cancels without consent).

    Outcome
    ₹2,170 / year recovered.
  2. Case 02
    March 2026

    A gym membership the user had forgotten about, auto-renewing quietly for 14 months. Tracker surfaced the usage pattern alongside the payment.

    Outcome
    Cancelled. ₹16,800 / year recovered.
  3. Case 03
    February 2026

    An app trial that had silently converted. Tracker caught the first real charge before it hit a second cycle.

    Outcome
    Refund of ₹899 negotiated.
A typical hour · Quiet audit

21:30 IST

Subscriptions are an evening problem. Peak hours: 20:00–23:00.

See the full 24-hour cycle →
Inside one decision
  1. 01
    Input

    Transactions, statements, news, SMS — read into the Newsroom and the Archive.

  2. 02
    Verdict

    Tracker drafts a proposal. The Courtroom argues both sides. Sub-200ms.

  3. 03
    Hand-off

    Signed verdict + SHAP trace + counterfactual ladder out to Payer or back to you.

  4. 04
    Audit log

    Hash-chained, replayable, never deleted. DPDP §12 erasure cascades clean.

Works with · hand-off rules between specialists

Never alone. Always hand-off.

Tracker closes some decisions on her own. Others require a hand-off to one of the other six. The mesh is public — here are the routes Tracker uses most.

Hand-off
Payer — flags recurring charges to the bill calendar
Hand-off
Coach — reports freed-up money to Coach for rebudgeting
FAQ · Tracker, in your own words

The questions readers ask first.

  • How do you know a subscription is actually unused?

    I match the charge against usage data the user has granted me access to — app-store receipts, bank tags, where possible the service's own usage API. If all I have is the bank charge, I ask the user. I never claim 'you haven't used this' without the source to back it up.

  • What if I want to keep a subscription I haven't used in months?

    I move it to your keepers list and stop asking about it. The keepers list is yours. Some people keep a lapsed magazine subscription for sentimental reasons; some keep a gym they intend to return to. My job is to surface, not to judge.

  • Have you ever cancelled something I still wanted?

    Not yet. I do not cancel without confirmation. The closest I came was a box-service auto-renewal the user had second thoughts about after I asked — she let it go through and told me she appreciated the pause. I logged the pattern.

  • Do you negotiate refunds?

    For first-real-charges after a trial, yes — most services honour a refund if asked within 7 days. For older charges I do not. Refund-chasing past the first cycle burns more goodwill than it saves in rupees.

For banks · NBFCs · fintechs · any data-driven business

Hire the Tracker for your users.

Same specialist. Same Courtroom-signed decisions. Available via our B2B API — priced by verdict, audited by default.

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