Everything Mukodi can do.

Sign in with your Indian phone number and a 6-digit OTP — no password to remember.

Sign in by clicking a single-use link mailed to your inbox.

Open the app with your device fingerprint or face — biometrics stay on your phone.

A 6-digit PIN that gates the app — works when biometrics are off or unavailable.

Time-based one-time codes from your authenticator app — gates every destructive action.

Reset your password and revoke every other signed-in device from one screen.

Edit your profile, see every signed-in device, and start an account erasure — yourself.

Connect bank, credit card, and EPF accounts through India's RBI-licensed AA framework.

Set a savings target or a debt-payoff goal — see progress and a P10-P90 forecast band.

Every transaction tagged with category, merchant, intent, and tax bucket — automatically.

Forecast next month's spend by category and set envelopes that flex with your real life.

A single 0-900 score that reflects savings rate, debt load, and emergency-fund cover.

Explainable risk scores for partner lenders — every score ships with feature attributions.

See, edit, and erase everything Mukodi has remembered about you — per record.

Live market data, financial news, and RBI / SEBI circulars — all cited, all dated.

Distress, gambling, and financial-abuse detection — built in, not bolted on.

Add a PAN, Aadhaar, passport, salary slip or bank statement — Mukodi extracts the fields.

Add a CSV, parquet, OFX, MT940, bank-statement PDF, image, audio note, or video — one tab, six modes.

Forward bank and card SMS alerts — Mukodi parses them into transactions.

Ask anything about your money — every meaningful answer is argued before it reaches you.

Speak to Mukodi in English, Hindi, Tamil, Telugu, Urdu, Kannada, Bengali, or Marathi.

When safety detectors fire, Mukodi pauses financial reminders and surfaces helplines first.

See every consent flag, change any of them, and start an account erasure in two taps.

Every model Mukodi runs has a public card — stage, license, training data, limitations.

Every admin write and every partner write is HMAC-chained — tamper-evident at scale.

Get the right kind of nudge — push for safety, inbox for everything else.

Language, accessibility, notifications, security — all on one screen.

Score credit risk, verify documents, parse SMS — from any backend, in three SDK languages.

Anthropic-shape /messages endpoint over our self-hosted Qwen + vLLM cluster.

Self-serve dashboard, API keys, webhooks, usage, cost budgets, MFA, support.