in-developmentApache 2.0rlretail-facing

Budget Guardian.

RL agent for budget-anomaly alerts. Thompson Sampling over user spending patterns. Continuous online learning.

Foundation · Thompson Sampling

What it does

The honest description.

RL agent for budget-anomaly alerts. Thompson Sampling over user spending patterns. Continuous online learning.

Architecture

How it works.

User monthly budget by category, spending-to-date per category, budget-utilization %, 6-month category spending history, income baseline. Budget status alert (on-track | warning | exceeded) + recommended action (adjust budget | increase saving | review category spending) + confidence score.

Family

Thompson Sampling

Foundation

Thompson Sampling

Training data & drift

What it learned from, and how we watch it.

Source

Inputs: User monthly budget by category, spending-to-date per category, budget-utilization %, 6-month category spending history, income baseline.

Drift baseline · current quarter

Drift baseline not yet documented for this model.

What it's NOT
  • Thompson Sampling RL agent.
  • Read-only monitoring (no budget mutations).
  • Online learning from user acceptance/rejection of alerts — no batch training.
Who calls this model

Across the house and the API.

Internal routes

No public routes documented yet.

Version history · immutable once published

Every release, traceable.

v12026-05-11catalog YAML migration (stage: in-development)catalog-yaml-migration

Data Mukodi holds about you is subject to DPDP §12 erasure (use /consent in the app), and any concern about this model can be raised via [email protected] under DPDP §13 grievance, or via /security.

← Back to all models