in-developmentApache 2.0rlretail-facing

Prediction Engine.

Thompson Sampling RL agent for next-best-action prediction over user-behavior signals. Continuous online learning — no one-shot training run.

Foundation · Thompson Sampling

What it does

The honest description.

Thompson Sampling RL agent for next-best-action prediction over user-behavior signals. Continuous online learning — no one-shot training run.

Architecture

How it works.

User behavioral signals: transaction history, spending patterns, goal state, account activity. Thompson Sampling context arms (action history, reward signal). Next-best action prediction (savings goal, bill payment due date, budget alert). Continuous reward signal from user acceptance/rejection drives online policy update.

Family

Thompson Sampling

Foundation

Thompson Sampling

Training data & drift

What it learned from, and how we watch it.

Source

Inputs: User behavioral signals: transaction history, spending patterns, goal state, account activity. Thompson Sampling context arms (action history, reward signal).

Drift baseline · current quarter

Drift baseline not yet documented for this model.

What it's NOT
  • Drift monitored via RLStrategy (reward-mean drop + variance), same as budget_guardian/savings_optimizer/bill_payment.
Version history · immutable once published

Every release, traceable.

v12026-05-11catalog YAML migration (stage: in-development)catalog-yaml-migration

Data Mukodi holds about you is subject to DPDP §12 erasure (use /consent in the app), and any concern about this model can be raised via [email protected] under DPDP §13 grievance, or via /security.

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