in-developmentApache 2.0rlretail-facing

Savings Optimizer.

RL agent for savings-plan optimization. PPO-based policy learning over user financial state. Continuous online learning.

Foundation · PPO

What it does

The honest description.

RL agent for savings-plan optimization. PPO-based policy learning over user financial state. Continuous online learning.

Architecture

How it works.

Current savings balance, goals (shortfall amount + target date), income and spending trends, investment returns by asset class. Optimized savings plan: monthly savings target, asset-allocation advice, account recommendation. Confidence in plan feasibility + online-learning reward signal.

Family

PPO

Foundation

PPO

Training data & drift

What it learned from, and how we watch it.

Source

Inputs: Current savings balance, goals (shortfall amount + target date), income and spending trends, investment returns by asset class.

Drift baseline · current quarter

Drift baseline not yet documented for this model.

What it's NOT
  • PPO (Proximal Policy Optimization) RL agent.
  • Online learning from user adoption of savings plan recommendations.
  • No per-run cost.
  • Online learning only — no batch trainer.
Who calls this model

Across the house and the API.

Internal routes

No public routes documented yet.

Version history · immutable once published

Every release, traceable.

v12026-05-11catalog YAML migration (stage: in-development)catalog-yaml-migration

Data Mukodi holds about you is subject to DPDP §12 erasure (use /consent in the app), and any concern about this model can be raised via [email protected] under DPDP §13 grievance, or via /security.

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