Step 1
Every chat turn passes through a middleware stack that classifies for distress, gambling, abuse, and debt spiral.
Distress, gambling, and financial-abuse detection — built in, not bolted on.
An advisor that keeps optimising returns while the user is being financially abused is participating in the harm.
Distress, problem-gambling patterns, and intimate-partner financial coercion are detectable in transactions and chat — and we have a fiduciary duty to notice.
Every chat turn passes through a middleware stack that classifies for distress, gambling, abuse, and debt spiral.
When a signal triggers, the response routes through crisis-fallback rather than the usual advisor.
Pattern detectors are honest — every match logs an audit row that the user can review.
Internal-only — no public route handler.
Try the Courtroom (mock)
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Guardrails reduce the risk of harmful answers — they do not eliminate it. The Courtroom + HallucinationCheck pipeline is a second line, not a guarantee.