SafetyRetail

Crisis-aware financial pause.

When safety detectors fire, Mukodi pauses financial reminders and surfaces helplines first.

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The problem

Why this exists.

An optimising assistant that keeps nagging about a SIP shortfall while a user is in crisis is participating in the harm.

We want a calm, neutral state — no streaks, no nudges, no upbeat copy — until the user themselves resumes.

How it works · 3 steps

From input to outcome.

  1. Step 01

    Step 1

    When a safety detector fires, Mukodi drops to a neutral hero with a verbatim helpline strip.

  2. Step 02

    Step 2

    Financial reminders, streak nudges, and budget banners are paused until you resume.

  3. Step 03

    Step 3

    Helplines are India-specific and current: iCall, Vandrevala, AASRA, 112.

Under the hood

The models and routes behind it.

API routes

Internal-only — no public route handler.

Compliance posture
  • Helplines are operator-curated and reviewed by the safety-guardrails team; sources cited on /security.
  • DPDP-aligned control — entering crisis fallback does not modify your data; it pauses surfaces only.
  • Theme is forced to functional during a fallback; no goddess or saint imagery appears.
What it's not

Crisis fallback is a UX safety floor, not therapy. The helplines are professional services, not Mukodi staff.

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